Gippsland Wealth Management
A division of the Jim Pickersgill Group
We believe in delivering comprehensive wellbeing and genuine peace of mind. We listen to and connect with clients, and provide quality, personalised and understandable advice and strategies.
Our highly professional team guides our clients and their families to create and protect their wealth and desired lifestyle.
What is Financial Planning and what does a Financial Adviser
A Financial Adviser can do many things for you and your loved ones and give you peace of mind and
a strong sense of confidence in your future so that you can get on with enjoying life and also prepare for various stages of life.
The benefits include:
- A clear path for achieving your goals
- Uncover hidden financial opportunities
- Financial security and peace of mind
- Improved financial literacy and knowledge
- Greater control over decision-making
Generally speaking, a financial adviser will:
- Review your overall financial situation
- Learn about and highlight what matters most to you
- Identify your short, medium and long-term goals
- Tailor a financial plan for your unique needs
Stages of life
At Gippsland Wealth Management, we have a range of Financial Planning service offerings and packages catering for every stage of life which can be tailored to your individual needs.
What stage of life are you in? We have expanded on two stages below to give you an example of how we will approach your unique situation.
Stages of life : couples & families
Couples and Families:
- This is a wealth-building phase and might involve being married, having children, buying a house and building security for the future.
A financial adviser can help:
- reduce and manage debt
- create and adjust your investment portfolio whilst carefully managing investment risk
- work out how much you can afford to spend on your first or next home and devise how to pay off your mortgage faster organise and maximise your superannuation
- identify the right insurance options for your needs to protect your loved ones
- secure your family’s future
Stages of life : pre-retirees
Pre-retirees:
- This is a wealth maximisation phase and might involve preparing for retirement, financial security being the primary concern, having lower debt, fewer family commitments and focusing on investment growth.
A financial adviser can help:
- create a better work-life balance
- make a smooth transition to retirement, how and when you choose to do so
- reduce and manage debt
- build or strengthen your investment portfolio
- manage investment risk
- protect your lifestyle and loved ones
- maximise your superannuation
Stages of life : retirees
Retirees:
- This is a wealth managing phase, an exciting stage that involves living your desired lifestyle whilst maintaining financial security. What this looks like is different for each person.
A financial adviser can help:
- fund your retirement lifestyle, which could involve more time with family and friends, travelling, discovering new pursuits
- create and adjust your investment portfolio whilst carefully managing investment risk
- devise the best way to access your super
- downsize or sell your family home and manage the proceeds
- navigate Centrelink and implement benefit maximisation techniques
- pay for additional medical expenses
- review your insurance needs, making sure you are not paying for anything you no longer need
- fulfil any philanthropic interests
- create a strong estate plan
- manage the passing of a loved one
- when the time comes, navigate your aged care options to find a solution you’re most comfortable with
Liability limited by a scheme approved under Professional Standards Legislation.
Copyright © 2018 Jim Pickersgill & Associates - All Rights Reserved.
Gippsland Wealth Management is a Corporate Authorised Representative of Personal Financial Services Limited
ABN 26 098 725 145, AFSL 234459, Level 10, 88 Phillip St, Sydney NSW 2000