Accountants & Financial Planners

What does a Financial Adviser do?

A Financial Adviser can do many things for you and your loved ones and give you peace of mind and

a strong sense of confidence in your future so that you can get on with enjoying life and also prepare for various stages of life.

The benefits include:

A clear path for achieving your goals
Uncover hidden financial opportunities
Financial security and peace of mind
Improved financial literacy and knowledge
Greater control over decision-making

Generally speaking, a financial adviser will:

Review your overall financial situation
Learn about and highlight what matters most to you
Identify your short, medium and long-term goals
Tailor a financial plan for your unique needs

Stages of life : couples & families

Couples and Families:

This is a wealth-building phase and might involve being married, having children, buying a house and building security for the future.

A financial adviser can help:

reduce and manage debt
create and adjust your investment portfolio whilst carefully managing investment risk
work out how much you can afford to spend on your first or next home and devise how to pay off your mortgage faster organise and maximise your superannuation
identify the right insurance options for your needs to protect your loved ones
secure your family’s future

Stages of life : pre-retirees

Pre-retirees:

This is a wealth maximisation phase and might involve preparing for retirement, financial security being the primary concern, having lower debt, fewer family commitments and focusing on investment growth.

A financial adviser can help:

create a better work-life balance
make a smooth transition to retirement, how and when you choose to do so
reduce and manage debt
build or strengthen your investment portfolio
manage investment risk
protect your lifestyle and loved ones
maximise your superannuation

Stages of life : retirees

Retirees:

This is a wealth managing phase, an exciting stage that involves living your desired lifestyle whilst maintaining financial security. What this looks like is different for each person.

A financial adviser can help:

fund your retirement lifestyle, which could involve more time with family and friends, travelling, discovering new pursuits
create and adjust your investment portfolio whilst carefully managing investment risk
devise the best way to access your super
downsize or sell your family home and manage the proceeds
navigate Centrelink and implement benefit maximisation techniques
pay for additional medical expenses
review your insurance needs, making sure you are not paying for anything you no longer need
fulfil any philanthropic interests
create a strong estate plan
manage the passing of a loved one
when the time comes, navigate your aged care options to find a solution you’re most comfortable with

Faranda Pines Pty Ltd as trustee for the Gippsland Wealth Management Unit Trust trading as Gippsland Wealth Management is an Authorised Representative of Count Financial Ltd ABN 19 001 974 625 AFSL No. 227232 which is 85% owned by CountPlus Limited ABN 111 26 990 832 (CountPlus) of Level 8, 1 Chifley Square, Sydney 2000 NSW and 15% owned by Count Member Firm Pty Ltd ACN 633 983 490 of Level 8, 1 Chifley Square, Sydney 2000 NSW. CountPlus is listed on the Australian Stock Exchange. Count Member Firm Pty Ltd is owned by Count Member Firm DT Pty Ltd ACN 633 956 073 which holds the assets under a discretionary trust for certain beneficiaries including potentially some corporate authorised representatives of Count Financial Ltd. The information on this web page is not advice and is intended to provide general information only. It does not take into account your individual needs, objectives or personal circumstances.

Privacy & Important Information

Count Financial is responsible for financial planning advice provided by me as an Authorised Representative. Please refer to the Financial Services Guide (FSG) for the scope of my authority under Count Financial.

Count Financial is not affiliated with nor does it endorse other business activities conducted by me in my capacity as an accountant.

As part of our continuing commitment to client service, the maintenance of client confidentiality and as required by law, Count Financial complies with the Privacy Act 1988.

To view the Count privacy policy click here.

Gippsland Wealth Management

A division of the Jim Pickersgill Group

What is Financial Planning?

What does a Financial Adviser do?

Stages of life

Stages of life : couples & families

Stages of life : pre-retirees

Stages of life : retirees

Financial Services Guide